Clear support for internationally mobile life decisions – delivered through specialist platforms in Montenegro, the UAE, and expat financial planning.
If you’re making cross-border decisions, the hard part isn’t usually choosing one thing – it’s coordinating multiple moving parts without missing something important.
This page summarises the areas I stand behind personally as a professional. Delivery happens through the dedicated companies and teams built for each service area.
Montenegro Residency & Real Estate
Who this is for
People looking to establish themselves in Montenegro through a structured residency pathway, often alongside property decisions.
Outcomes you’re aiming for
- A clear route to residency that matches your situation
- Fewer surprises and less admin friction
- A practical plan for property decisions (if relevant)
What’s typically included
- Residency support via company incorporation & employment
- Residency support via real estate ownership
- Real estate brokerage and advisory support (when needed)
- Guidance and coordination through Montenegro-focused platforms
Typical starting points for pricing
- Residency via company incorporation & employment: €2,100+
- Residency via real estate ownership: €500+
- Real estate advisory: pricing depends on scope of work
Next step
UAE Immigration, Real Estate & Financial Planning
Who this is for
Individuals, founders, and families planning a move to the UAE or trying to coordinate residency, property, and long-term planning once already there.
Outcomes you’re aiming for
- A clear immigration and residency route
- Practical support for renting or buying property
- Financial clarity and a plan that holds up long-term
What’s typically included
- Immigration: visas, residency, company incorporation, document attestation and related admin
- Real estate: renting or buying support, consultation, property management, mortgages and insurance guidance
- Financial planning: family and retirement planning, savings structure, cashflow modelling, tax plans and wills
- Satellite services: car rental/leasing, phone/internet, financial services, tours/experiences, short-term accommodation support
Pricing approach
UAE services are scoped based on your situation. Pricing depends on complexity, number of services involved, and whether third parties are required.
Next step
Expat Financial Planning & Advice
Who this is for
Internationally mobile professionals and families who want clarity on long-term planning: how to align money with life goals, manage cross-border complexity, and reduce uncertainty.
Outcomes you’re aiming for
- A practical long-term plan grounded in real scenarios
- Better decisions around savings, investment, and future life milestones
- Confidence that your structure makes sense internationally
What’s typically included
- Cashflow modelling and scenario planning
- Family and retirement planning
- Savings and investment structure (within appropriate scope)
- Cross-border considerations and long-term planning alignment
Pricing approach
Financial planning work is scoped to your needs. Pricing depends on the complexity of the work involved and whether it’s a one-off project or an ongoing relationship.
Next step
→ Explore financial planning services
How to Get Started
The fastest way to start is a short message with:
- Where you are now,
- Where you’re trying to get to,
- And what the main constraints are (timeframe, family, business, budget, etc.).
Frequently Asked Questions
What services does Jonathan Howe offer?
Jonathan Howe supports expats, founders, and internationally mobile individuals with relocation planning, residency pathways, real estate support, and expat-focused financial planning, delivered through specialist platforms in Montenegro, the UAE, and internationally.
How can Jonathan Howe help with relocating to Montenegro?
Jonathan provides support for Montenegro residency through company incorporation and employment, residency through real estate ownership, and real estate brokerage and advisory services, coordinated through Montenegro-focused platforms.
How much does Montenegro residency cost?
Pricing for Montenegro residency typically starts from €2,100 for residency via company incorporation and employment, and from €500 for residency based on real estate ownership. Final costs depend on individual circumstances and scope of work.
Can Jonathan Howe help with UAE visas and residency?
Yes. Jonathan supports UAE immigration and residency planning through PlanUAE, including visas, company incorporation, document attestation, and related administrative services.
Does Jonathan Howe provide financial planning for expats?
Yes. Jonathan provides expat-focused financial planning and advice through Obvio Financial Planning, supporting long-term planning, cashflow modelling, and cross-border financial decision-making within appropriate regulatory boundaries.
How much does expat financial planning cost?
Pricing for expat financial planning depends on the scope and complexity of the work involved. Fees are discussed and agreed in advance before any engagement begins.
Are Jonathan Howe’s services suitable for digital nomads and remote workers?
Yes. Many services are designed specifically for digital nomads, remote professionals, founders, and families managing life and finances across multiple countries.
Does Jonathan Howe personally deliver these services?
Jonathan is personally involved at a strategic and advisory level. Service delivery may also involve specialist teams, regulated professionals, and local partners operating through the relevant company.
How do I contact Jonathan Howe for help with relocation or financial planning?
The best way to start is by sending a message via the contact page with details of your situation and goals. From there, the appropriate platform and next steps can be identified.